International LT Series Financing

International Trucks needed a highway winner and they built the LT Series to be exactly that. Launched in 2017, the LT replaced the ProStar as International's primary long-haul platform, and it addressed the main complaint operators had about the ProStar: the cab aerodynamics were good but the engine options were limited after International stopped selling its MaxxForce engines and moved to Cummins as the primary powertrain supplier. The LT gave buyers the Cummins X15 with full OEM support, a redesigned cab interior, and a competitive aerodynamic package. Fleets bought in and owner-operators followed. We finance them for buyers at every stage, new from the dealer or used from a fleet.

The International LT Series carries a longer hood than the ProStar, giving it a more conventional appearance while maintaining the aerodynamic requirements for modern fuel economy standards. The cab was substantially redesigned from the ProStar interior: new instrument cluster, improved seat ergonomics, better storage integration, and optional diamond stitch interior finishes on the highest trim levels. The driver-facing improvements were intentional, aimed at competing with the Volvo VNL and Kenworth T680 on driver satisfaction scores.

The primary powertrain is the Cummins X15, available in 400 to 605 horsepower configurations. The X15's output range covers both fuel-efficiency-focused specs at the lower end and high-torque configurations for loaded mountain routes and heavier freight types at the upper end. Transmission options include Eaton Fuller manual transmissions and the Eaton Endurant automated manual, which became increasingly common on LT Series builds as fleet operators embraced automated options for driver consistency and fuel economy.

Operator feedback on the LT has been consistently positive on two fronts: the Cummins powertrain relationship and the cab comfort. International's history with the MaxxForce engine program was problematic for ProStar operators who dealt with emissions system issues. The LT's clean break to Cummins as the standard powertrain restored confidence in the brand's engine support story, and that matters to buyers making a six-figure equipment commitment.

For Equipment Options who want a truck with Cummins dealer access across the country, the LT Series is a natural choice. Cummins dealer coverage is excellent in every major freight corridor, which means service access wherever the lanes take you.

New International LT Series trucks list running about $140k to $175k depending on engine output, sleeper configuration, and options. Used LT Series units from the 2018 to 2022 model year range are well-represented in the used market now that early fleet purchases are cycling through their replacement schedules. Used prices run from $75,000 to $125,000 depending on mileage and spec.

Both price ranges fall inside our financing scope. Application-only processing covers deals up to approximately $400,000 without requiring tax returns or full financial statement packages. For most single-unit LT Series purchases, the transaction price lands comfortably inside that threshold.

One consideration for used LT Series buyers: early model year units from 2017 and 2018 should be evaluated for any emissions system service history, as all diesel trucks from that era have DPF and DEF systems that require maintenance. An LT Series with documented emissions system service, including DPF cleaning history, is a lower-risk purchase than one with no records. We don't require emissions documentation to finance the truck, but buyers should review it as part of their own due diligence.

For operators considering the LT alongside a used Financing Options, the ProStar is older and prices lower but carries the engine history that some buyers want to avoid. The LT's clean powertrain record since 2017 is a meaningful factor in many buyers' decisions.